Add this essential to traditional five Cs

... early 1990s in both oil patch and commercial real estate lending. O'Leary began his banking career at The Bank of New York in 1964, and worked at banks in Florida, Texas, Oklahoma, and New Mexico. He served as a faculty member and thesis advisor at ...

http://www.ababj.com/component/k2/item/3918-the-sixth-c-of-credit